Annuities offer guaranteed lifetime income but come with fees and limitations. Experts advise evaluating risk tolerance, liquidity needs, and market conditions before relying on annuities for retirement security.
Many retirees choose part-time work to stay active and supplement income. However, earnings can affect Social Security benefits and taxes, making careful financial planning essential for older workers.
Reverse mortgages can unlock home equity for retirees needing cash flow, but they carry risks such as high fees and reduced inheritance. Financial counseling is crucial before applying.
Recent estate planning updates modify inheritance tax thresholds and trust regulations. Retirees and families should review wills and estate plans to ensure compliance and protect long-term wealth.
High inflation erodes retirees’ purchasing power. Diversifying investments, delaying withdrawals, and adjusting spending habits can help preserve savings and sustain financial stability in retirement years.
Senior housing communities are expanding rapidly to meet demand from aging Americans. Developers emphasize affordability, healthcare access, and social amenities, though affordability remains a growing concern.
Oregon’s Educator Data Dashboard is a state-built, interactive view of the teacher pipeline—from licensure recommendations to first hire and early retention—designed to help leaders monitor workforce supply and diversity. It ...
